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Terms of Use

Last updated: April 3, 2026

1. Acceptance of Terms

By accessing or using StackSmart, you agree to be bound by these Terms of Use. If you do not agree, please do not use the service.

2. Not Financial Advice

StackSmart provides financial calculation tools for educational and informational purposes only. The outputs — including recommendations on debt payoff strategies, retirement contributions, and investment portfolio allocations — are not financial advice and should not be treated as such.

Always consult a licensed financial advisor before making significant financial decisions. Past market performance does not guarantee future results.

3. Account Responsibilities

You are responsible for maintaining the confidentiality of your account credentials. You agree not to share your account with others or use StackSmart for any unlawful purpose.

4. Accuracy of Information

While we strive to provide accurate calculations and market data, StackSmart makes no warranties about the accuracy, completeness, or timeliness of information provided by the tools. Market data is sourced from third parties and may be delayed.

5. Limitation of Liability

StackSmart and its operators shall not be liable for any financial losses, damages, or decisions made based on the outputs of these tools. Use at your own discretion.

6. Changes to Terms

We may update these terms from time to time. Continued use of the service after changes constitutes acceptance of the updated terms.

7. Contact

Questions about these terms? Contact us through the information provided on our website.